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CurtisJohnsonRealty, REALTORŪ, real estate agents and broker for Phoenix, Glendale and Mesa Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)



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Real Estate Tips
Financing Your Home >Qualifying Guidelines

It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?

The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.

While loan rejections are disappointing, they can be resolved.

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Real Estate Trivia
Q 
What was the first territorial acquisition made by the U.S. Government?

A 
The Louisiana Purchase from France in 1803 for $15,000,000 increased U.S. national territory by 140%.
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CurtisJohnsonRealty, REALTORŪ, real estate agents and broker for Phoenix, Glendale and Mesa Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Curtis Johnson
Curtis Johnson Realty

1839 S Alma School Rd, Suite 150
Mesa, AZ 85210
480-355-4000
Office: 480-355-4055
Sellers: 480-355-4040
Email: Leads@CurtisJohnsonRealty.com

A REALTOR who really cares, Curtis has built a solid base of satisfied homeowners. His business objective is to market properties for sellers and work for buyers to obtain the best home for them. Curtis has an extensive knowledge of the local real estate market.

Curtis holds several advanced professional designations including Graduate of the Residential Institute, Accredited Buyer Representative and he is one of the select few to obtain the Certified Residential Specialist designation. His areas of specialization include residential and income properties, relocations, "hard-to-sell" homes, and other challenging sectors of real estate. Curtis has been featured nationally on the cover of Realtor Magazine as well as locally in many publications for his innovative and aggressive marketing plans.

Curtis actively participates in local politics, projects of community service organizations, and is active in his church. In his leisure, he enjoys sports and spending time with family and friends. He and his wife, Marilyn, live in Chandler, AZ, with their two sons.

ABRCRSGRIMLSREALTOR


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